Monthly Archives: January 2010

Old credit card hurting credit score

The brother of a good client called and told me that he had a guaranteed adebt several years ago, but in the interim, he got cancer, couldn’t work fortwo years, had two surgeries, two rounds of chemo, radiation, etc. etc. sothat he can now no longer afford to pay the debt.  The creditor called himand…

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State income taxes

Debtor files 2000 Federal and State Tax returns. IRS sends notice of additional tax assessed and penalty to Debtor and State Tax authority. State sends notice of additional state tax due. 2008 Debtor files a chapter 7 bankruptcy case. IRS tax discharged. State says no under state requirement that if Federal Return is adjusted Debtor…

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Motion to lif the automatic stay

Debtor filed chap 13 in 2006, listing the other driver in an auto accident in 2004. That person never filed a POC. Now, just before Debtor’s discharge other driver files PI lawsuit in state court; and after service issued, discovered the bankruptcy. By this time the bankruptcy was discharged, tho the case was not administratively…

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Monthly Archives: January 2010

Old credit card hurting credit score

The brother of a good client called and told me that he had a guaranteed adebt several years ago, but in the interim, he got cancer, couldn’t work fortwo years, had two surgeries, two rounds of chemo, radiation, etc. etc. sothat he can now no longer afford to pay the debt.  The creditor called himand…

Continue Reading »

State income taxes

Debtor files 2000 Federal and State Tax returns. IRS sends notice of additional tax assessed and penalty to Debtor and State Tax authority. State sends notice of additional state tax due. 2008 Debtor files a chapter 7 bankruptcy case. IRS tax discharged. State says no under state requirement that if Federal Return is adjusted Debtor…

Continue Reading »

Motion to lif the automatic stay

Debtor filed chap 13 in 2006, listing the other driver in an auto accident in 2004. That person never filed a POC. Now, just before Debtor’s discharge other driver files PI lawsuit in state court; and after service issued, discovered the bankruptcy. By this time the bankruptcy was discharged, tho the case was not administratively…

Continue Reading »