All through the property boom which preceded the current recession a lot of people throughout the uk began to dip their toes in the property market in the expectation of growing equity over a period of five to ten years in the hope and expectation that this most likely give them a first-rate gain on their funds. Acquire a house at an acceptable cost, let it out for a couple of years with the lease income taking care of the mortgage loan and then dispose of it on, pocketing the gains. As a consequence the boom extended to what became called the ‘Buy to Let’ sector. The concept was simple enough. A person or a couple with a decent disposable earnings buy a house and let it out to renters. Home loans of up to 100% were easy to come by and furthermore rents were buoyant. In practice the rental income was anticipated to more than cover the monthly home loan payments. The house was expected to add to in price over time and in time the sale of the house would produce a decent little gain, even allowing for capital gains tax. And why stop at one house? If the approach worked with one house, why not choose two, six, twenty, a hundred or even more houses?